Services
Here are a few companies and products that I use myself or that others have recommended to me.
www.pocketsmith.com
Personal finance is deeply personal, and everyone goes about it slightly differently but the key to those who succeed and get ahead is working out exactly where their money is. One of the first tips I offer people who email me is to track their financial activity. Only when you do this in some form or other can you make the right changes and start to understand where all of your money is going. PocketSmith is a New Zealand based business who has gone global and I am using it to help monitor my accounts and track my earnings and expenses.
GET 50% OFF
PocketSmith are offering Happy Savers 50% OFF the first two months of the Foundation Plan. GET DEAL NOW
www.sharesight.com
If you buy shares or index funds month after month its really hard to work out IF you are actually making money. I use Sharesight to track each of my investments because their math is far better than mine! You could also set up dummy accounts if you wanted to do some hypothetical trading if that was your thing. Love this service.
SAVE 4 MONTHS when you purchase an annual premium plan!
You can try Sharesight for FREE to track 10 holdings, but if you have more than 10 holdings, I have a special offer for followers of The Happy Saver. Save 4 months when you purchase an annual premium plan. CLICK HERE to find out more.
www.sharesies.nz
Get $10 in your Sharesies wallet!
SPECIAL OFFER TO FOLLOWERS OF THE HAPPY SAVER
Sharesies is a great way to find your “investing feet”. A low-cost way to enter the share market buying into one of their index funds. Great place for those brand new to investing to start and/or for those who only have small amounts spare to invest each month! This is where your investing education can begin. If you would like to sign up with Sharesies, use the link below and you will get $10 in your Sharesies wallet!
CLICK HERE to sign up with SHARESIES.
When you click on the button below you will be taken to the Sharesies sign up page where you fill in your details. Sharesies track the sign up process so you DON’T need to use a promo code. Sharesies will add the $10 bonus once you sign up.
www.kernelwealth.co.nz
Get a $10 top-up
New Zealand company Kernel offer a low fee, transparent and diversified investment opportunity via a range of smart index investments which give you exposure to both New Zealand and International markets. If you would like to start using Kernel, consider signing up for free using this link and get a $10 NZD top-up when you make your first deposit. CLICK HERE to find out more and sign up.
www.hatchinvest.nz
Whether you are new to investing or an experienced investor, for the first time Hatch gives Kiwis easy and affordable access to the most recognisable companies in the world via the US share markets. With no minimum investment, fair and transparent fees, they are 100% Kiwi owned and operated and they let you and I invest in the most exciting and recognisable companies in the world. If you would like to support The Happy Saver and help me to continue to keep doing what I do, use my link to get started with Hatch.
www.hatch.as/thehappysaver
Get a $10 top-up
Sign up for free now and get a $10 NZD top-up when you make an initial deposit of $100 NZD or more.
FREE Getting Started Investing Guide
Hatch makes it easy to get your money working for you, but they know that undoing a lifetime of myths and fears about investing can feel a bit daunting. Hatch have a FREE 10 day, 10 min a day, step by step guide where they walk you through everything you need to know before you buy your first shares on the US share markets. No jargon, no pressure, no boring finance stuff. I did this free course and found it super useful!
www.hatch.as/thehappysaverstartinvesting
www.smartshares.co.nz
I've been buying index funds for a while now and this is who I use. I blogged about how I signed up with them for the first time (Buying shares in 27 minutes...) and I continue to automatically invest on a monthly basis.
www.superlife.co.nz
SuperLife are the sister company to Smartshares and both are owned by the NZX. I don't personally use them but a lot of index fund investors sure do!
www.simplicity.kiwi
I changed away from my KiwiSaver provider to Simplicity when they first launched. This is New Zealand's lowest cost KiwiSaver provider and I love using their platform. EASY to understand and I can clearly see my fees which is important to me.
www.linkmarketservices.co.nz
This is where I go to view my Smartshare investments (although I can also view this through the Smartshare website now).
www.tsbbank.co.nz
A New Zealand owned and operated bank with a woman as CEO. What’s not to love? Have used this bank for years, do everything online and have yet to visit a branch, simply because there is no need to. When you phone them, someone actually answers!