There’s no shortage of money advice out there, but sifting through it all can be exhausting. You can research endlessly, but much of what you find is complex, conflicting, or comes with a sales pitch. Sometimes, what you really need is a straightforward conversation with someone who isn’t trying to sell you anything—just a friendly kōrero about money. Over the years, I’ve had the privilege of being that person for many Kiwis looking for practical, no-nonsense financial information. Whether it’s answering emails, chatting in passing, or sitting down for a Phone A Friend, I love helping people gain clarity and confidence with their money. If you’ve ever wished you had someone to talk things through with, I’m happy to help. In fact, one of these conversations just last week inspired this blog post.