All in Money Journey
This week I caught up with a couple in their mid 20’s, Richard and Jane. In 2019, they purchased a home when they were just 22 years of age and are now setting about paying it off. Buying a home so young is unusual, but having the goal from the beginning to pay it off as fast as possible is even more unusual. My first question to them was, “how did you get so smart?”
This week I’m sharing the story of Ayana, a woman who sure does have a zest for life. However, life keeps throwing her curve balls, and she has to keep adjusting course. She takes life by the horns, and because she is thinking clearly about money, she can embrace each new change instead of being crippled by it. I loved this conversation; I think you will too.
Today I’m excited to share the story of Pipi, a 20-year-old wahine from Auckland. She is a second-year nursing student, she continues to work part-time while studying and full-time when she can to keep the income rolling in. The extra special thing about Pipi is that she is fiercely determined to complete her three-year nursing degree debt-free.
It’s what you DO with an inheritance that counts. Will chose to pay off debt and invest. His biggest financial triumph, he said, has been the fact that he took an interest in working out how to grow wealth, he took the time to educate himself, and then he actually took action. Now married and living in their own home in Auckland, this 31-year-old couple is still well on their way to financial freedom.
Being only 19, and one of the younger people I’ve interviewed didn’t mean that today's guest Nathan had less to share. In November of 2022, he will graduate from Polytech with a Diploma in Quantity Surveying, with two years of industry experience, no debt and a job lined up.
Today’s guest, 33-year-old Freya from Auckland, emailed me because she wanted me to interview more younger women who had their money sorted and also handled their families' finances. From the little she divulged in her email, I could tell that she was on track to being financially sorted, so I encouraged her to speak with me instead! I found her so inspiring to speak with and I think you will too.
Neil has come a long way in life since his move from London to New Zealand in 2005. Today he finds himself in his late 40s, a father of one, with investments both in the UK and New Zealand. But it’s not all roses, and the break up of a relationship is teaching him how to financially prepare for a settlement and let go of what's not important in life, to create space for the things that are.
I managed to cross paths with 35-year-old Dani because both of us are runners. It’s probably no surprise that when I found out she was also navigating her own path to FIRE, or Financial Independence, Retire Early that I became even more curious and asked her to chat with me.
Zoe emailed me a question, which I answered, but what got me interested was how financially assured this recently retired woman from Christchurch was as she actually begins to live off New Zealand superannuation plus the investments she has built up. The thing was, she only really started to pay attention to her pūtea (money) when she was in her late 50s, proving that it’s never too late to take control of your finances.
Senia and her small whānau moved to Ashburton, New Zealand, from Samoa back in 2010 and quietly began to take on consumer debt. Until one day, enough was enough, and some well-timed conversations about becoming debt-free coincided with her realising they were living paycheque to paycheque. This kicked off the process of paying off $70,000 in consumer debt and completely changing the future of her family.
Australian based Kiwi Dad of two Jon went through a relationship separation and a financial crisis some years ago but is now on track to be mortgage-free within the next four years. The key for him has been self-taught education about how to handle his personal finances.
Jay reached out to me with a story to share about him and his wife Shelle and their property investment journey. He sees residential real estate as their way to riches, and he enjoys the ins and outs of the property market. He’s building on a foundation built by his whānau and continuing to grow his investments, with the main goal being for him and Shelle to hand them on to the next generation.
This is the fourth time that I’ve interviewed Bradie for this podcast! Why do I keep coming back for more? Because I am hooked on her journey from suffocating mortgage debt to financial independence in just six short years. Each time we speak there is an exciting new development and this episode does not disappoint.
