All tagged Hatch

How to invest in a Total World Fund from New Zealand

How to invest in a Total World Fund from New Zealand

Ruth
ETFs, Hatch, Index Funds, Kernel, Money Education, Sharesies, SmartShares

Every Tuesday morning, a group of Kiwis takes part in Rebel Finance School. When I meet people and talk about money, a common regret is that no financial education was taught in school or at home. I think this course is your best shot at bringing yourself up to speed. The only sticking point is that while most of what they teach is internationally applicable, some elements are specific to their home country, England. As soon as we reached the investing component, the companies and products they discussed were incompatible with Aotearoa. Today, I want to explain the New Zealand equivalent of the two Vanguard Index Fund options they suggest as concisely as I can.

The Happy Saver Christmas Gift Giveaway!

The Happy Saver Christmas Gift Giveaway!

Ruth
Index Funds, Hatch, Kernel, PocketSmith, Sharesies, Sharesight, Tertiary Scholarship

I’m delighted to tell you that Christmas is imminent! At the time of publishing this blog post, it’s just 34 days away. Yes, indeed it is. You will no doubt have noticed the headlines telling us to shop early for Christmas and stock up due to a predicted lack of supply? Therefore, I have been doing a little bit of shopping for the readers of my blog. Jonny and I have come up with a plan to give away a bunch of goodies, all of which aim to help you in your journey to financial independence.

What the FIF? Foreign Tax and How to Pay It

What the FIF? Foreign Tax and How to Pay It

Ruth
ETFs, Hatch, Index Funds, Investment, Kernel, KiwiSaver, Money Education, Shares, Sharesies, Sharesight, Simplicity, SmartShares, Tax

Because I like to make life difficult for myself, I thought I would write a blog post on the tax implications of using a FIF. A Foreign Investment Fund. Due to the proliferation of online investment providers like Hatch, Sharesies, InvestNow, Smartshares, Kernel, Betashares, Stake etc. I’m getting more and more emails from people who are concerned about the national and international tax implications of using these platforms.

What I’ve learnt in five years of personal finance blogging.

What I’ve learnt in five years of personal finance blogging.

Ruth
ETFs, Index Funds, Hatch, Kernel, KiwiSaver, Money Education, Personal Finance, PocketSmith, Sharesies, Simplicity, SmartShares, Investment, Budgeting

To my surprise, I’ve chalked up five years of writing this blog! And I can’t quite believe it. I thought I’d blog today about what I’ve learnt, observed and what it’s like to write a blog because there is not a single day that has gone by that I’ve not emailed or spoken with someone about what I tend to refer to with my whanau and friends as ‘blog stuff’.

Was I right or wrong? Checking ‘what if’ share investing scenarios.

Was I right or wrong? Checking ‘what if’ share investing scenarios.

Ruth
Hatch, Index Funds, Investment, Shares, Sharesight, ETFs

This is a blog post about all the investing “What if’s”. Have you ever wondered what would have happened if you bought shares in a company when you first heard about it, but you didn’t do it? And you find yourself years later saying “oh, I NEARLY bought that stock, but I didn’t…” Now you are wondering what even happened to the company share price and what WOULD have happened to your own net worth IF you had actually purchased some?

Begin at the Beginning: Step-by-step Path to Financial Independence

Begin at the Beginning: Step-by-step Path to Financial Independence

Ruth
Budgeting, ETFs, Index Funds, Investment, KiwiSaver, Personal Finance, Shares, Sharesies, Sharesight, Simplicity, SmartShares

Whatever it is that you are embarking on that’s always the best place to start in my opinion. The beginning. Then just follow the path, in my case, the path to financial independence and eventually not being tied to a job to earn my income. It’s a long journey but it’s one worth starting. I’m often writing emails that cover the same points over and over again, so I thought that today I’d put that information into a blog post for all of the people wondering where to start and how to string all the bits of information you have learned about money into a cohesive order.

Should I buy VTSAX or US 500 in New Zealand?

Should I buy VTSAX or US 500 in New Zealand?

Ruth
ETFs, Hatch, Index Funds, Investment, Kernel, Shares, Sharesies, Sharesight, SmartShares

This week I read a question on the Kiwi Mustachian Facebook page from a woman by the name of Kimberly who was asking a particularly good question. I thought that such a question required more than a social media soundbite and that it might also be useful to other Happy Savers. This is an important question and it needs a detailed answer because in my view Kimberly is on the brink of making one of the most important investment decisions of her life and she needs to feel comfortable with what she is doing.

What should I do with my Bonus Bonds?

What should I do with my Bonus Bonds?

Ruth
Bonds, ETFs, Financial Advisors, Hatch, Index Funds, Investment, Kernel, KiwiSaver, Saving, Shares, Sharesies, Simplicity, SmartShares

This week I’ve received even more emails about Bonus Bonds with people asking what investment options are out there for the money that will be released from the scheme when it winds up shortly and also asking what they could do with the ongoing monthly payments that people had previously been making into the scheme. They don’t want to stop this regular savings habit, but they have no idea where to put it.

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