Today I thought I would tackle one of YOUR questions head on. It’s housing related, a topic that is constantly being talked about in New Zealand and one that I generally try to avoid. So here goes…
All in ETF
SHARESIES
Sharesies have just celebrated their first birthday and up until this point I have resisted having a play around with their product. But I figure that they are still here after a year, the social media fan party has faded away and yet they still keep coming up in conversation.
Mortgage be gone!
People tell me that they are investing quite large sums of money in order to get a return but at the same time they have a mortgage. My short and sweet response is typically that “in my humble opinion, you can’t make money while you owe money”. Once I’ve uttered my opinion the fireworks often start.
Tracking every cent...
Tracking every cent makes me calculate each and every time whether we made a good decision with our money. Money is hard to earn and easy to spend so I want to know that I use it as wisely as possible and not look at my bank account and wonder where the hell it all went.
Over invested in my property?
I am constantly debating the question of “should we sell our perfectly suitable house that we really enjoy living in?” The reason for doing this would be to free up cash that I could invest that would then generate an income. I keep referring back to the numbers and talking it through with Jonny. I thought you might be interested in the numbers too.
Book Review: The Simple Path to Wealth
Being better with your dosh is all about education. You can sit down with your bank and they will educate you, that’s a surety, but is it the type of education you should be seeking out? So, this week I wanted to share with you a book I’ve been reading from a writer I have followed for a while.
How does a teenager create a strong financial future?
Olivia spent the school holidays working hard and she has found herself with that wonderful problem, too much cash sitting in the bank. In this blog post, I detail a strategy to show her how to make her hard earned money work for her and create a strong financial future for herself.
How to rock a good spreadsheet...
Many people have requested a look at the spreadsheet that I use, so I have finally created one to share with you and from this you can go ahead and create your own.